Geographic Arbitrage

Best Cities for Software Developers Salaries

Nominal salary vs cost-of-living-adjusted purchasing power. They are often very different.

Nominal salary tells you how much money you receive. Cost-of-living-adjusted salary tells you how much that money can actually buy. A $200,000 salary in San Francisco and a $140,000 salary in Austin can provide nearly identical purchasing power. Tax differences are not included.

Where Should I Live?

Nominal vs COL-Adjusted Salary

#LocationMedian (Nominal)COL IndexAdjustedCOL Rank
1 San Francisco, CA $183,900 138.5 $132,780 #11 (-10)
2 Santa Clara, CA $175,635 138.5 $126,812 #15 (-13)
3 San Jose, CA $166,075 138.5 $119,909 #18 (-15)
4 New York, NY $156,998 125.1 $125,498 #16 (-12)
5 Seattle, WA $153,500 114.6 $133,944 #10 (-5)
6 Irvine, CA $150,000 138.5 $108,303 #19 (-13)
7 Milford, MI $145,000 90.6 $160,044 #1 (+6)
8 Warren, MI $142,449 90.6 $157,228 #2 (+6)
9 Austin, TX $140,550 92.7 $151,618 #3 (+6)
10 McLean, VA $139,464 100.7 $138,495 #7 (+3)
11 Alpharetta, GA $137,000 91.0 $150,549 #4 (+7)
12 Plano, TX $133,650 92.7 $144,175 #5 (+7)
13 Columbus, OH $128,800 94.0 $137,021 #8 (+5)
14 Charlotte, NC $126,616 95.7 $132,305 #13 (+1)
15 Chicago, IL $124,307 92.3 $134,677 #9 (+6)
16 Irving, TX $122,923 92.7 $132,603 #12 (+4)
17 Overland Park, KS $122,134 87.1 $140,223 #6 (+11)
18 Frisco, TX $119,400 92.7 $128,803 #14 (+4)
19 Atlanta, GA $109,283 91.0 $120,091 #17 (+2)
20 Dublin, OH $88,566 94.0 $94,219 #20
21 Gaithersburg, MD $88,442 116.5 $75,916 #21

Key Insights

  • The highest nominal salary for Software Developers is in San Francisco, CA at $183,900, but after cost-of-living adjustment Milford, MI offers the best purchasing power at $160,044 equivalent.
  • Hidden gem: Overland Park, KS ranks #17 by nominal pay but climbs to #6 once cost of living is factored in (up 11 spots), making its $122,134 go a lot further.
  • Beware: San Jose, CA looks strong at #3 on nominal pay ($166,075) but its high cost of living drops it 15 spots to #18 on purchasing power.
Salary Check

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